All members of the attached policy should participate at inception and all eligible new members should compulsorily participate.
The diseases covered under the rider (subject to certain exclusions) are :
Cancer 2. Coronary Artery (Bye pass) Surgery 3. Heart attack (Myocardial infarction) 4. Stroke
Kidney failure (End stage renal disease) 6. Aorta (Surgery of Aorta) 7. Heart valve replacement
Major Burns.
The Group critical illness rider benefit to employees is given as an add on benefit to the Group policy which has an element of life cover.
The Group Critical Illness rider allowable for each member shall be a minimum of 20 % of sum assured under the base plan and shall not exceed 100% of the sum assured under the base plan subject to minimum of Rs. 50 Thousands and maximum of Rs 20 lac per member.
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